Property Finance & Security Solicitors
We represent both borrowers and lenders on the ‘securitisation’ of all types of commercial property. This is likely to be a mortgage-backed security (MBS), which is a type of asset-backed security that is secured by a collection of mortgages. Securitisation also involves a full title check with our detailed due diligence enquiries, including searches on behalf of the lender.
We are on the panels of a number of major commercial lenders and through our involvement with this sector we may be able to put you in touch with the right lender for your financial requirements. We can cover mortgages and security, real estate finance and investment, tax, VAT on property and stamp duty land tax.
We can also help you by interpreting the bank’s requirements and terms of business which will be contained in a facility letter. We will explain the effect and terms of the bank’s legal charge to you and help you to understand the implications of an ‘all monies due charge’ over your property.